TREESTEP Blog

Investing, gamification and behavioral finance — articles to invest better and stay motivated for the long run.

Analysis

Investing in AI in 2026: ETFs, stocks, or a bubble?

You may already be exposed to AI through your world ETF. AI ETFs, Nvidia, bubble risk: the honest take before you rush in.

Comparison

Trade Republic 2% savings vs Livret A

2% gross taxed vs 1.5% net tax-free: the honest after-tax comparison, and the real hierarchy for placing your savings in 2026.

Gamification

Gamified investing explained

How video game mechanics apply to stock market investing to keep you disciplined. Why it works and how TREESTEP uses it.

Comparison

The 8 best portfolio tracker apps 2026

A complete comparison: free vs paid, simple vs advanced, and the only app that truly gamifies your investing experience.

Getting started

How much to start investing in 2026?

The real answer: as little as €10 today. Minimums by broker, realistic amounts, and why consistency beats your starting capital.

Comparison

Boursorama vs Bourse Direct vs Trade Republic

An honest comparison of the 3 most popular brokers in France. Fees, PEA, interface — which one fits your profile?

Review

Revolut for investing — my honest review

An appealing app, but what they don't tell you: no PEA, hidden fees and unfavorable taxation for French residents.

Strategy

My first ETF portfolio

A concrete example with 1 to 3 ETFs, PEA-friendly. Exactly what I wish someone had shown me to get started.

Debate

Stocks vs real estate: which actually returns more?

Real returns, leverage, taxes and liquidity — the real French comparison without the clichés.

Advice

7 tips to start investing in stocks

Not platitudes. 7 concrete tips with immediate actions for real beginners who finally want to get started.

New — June 2026

Review

Trade Republic PEA Review 2026

After 18 months live in France: fees, auto-invest plans, limitations (no PEA-PME), and our honest verdict. Best for beginners?

FIRE

The FIRE Movement in France

Financial independence for real people. Real example: Marie, 28, developer, FIRE at 45. French advantages: PEA, healthcare, cost of living.

Comparison

Crypto vs ETF in 2026

BTC +850% vs MSCI World +112% over 5 years. But who held through -77%? An honest comparison with data from 2020 to 2025.

Comparison

Best Assurance-Vie in France 2026

Linxea Avenir 2, Lucya Cardif, Boursorama Vie, Nalo: fees, ETF catalog, and who each contract is best for.

FIRE

Living Off Your Investments in France

€725K needed for €2,000/month via PEA vs €857K via CTO. The numbers by lifestyle, plus the 4 things people always underestimate.

Practical

How to Invest Your Year-End Bonus

Priority order, PEA vs assurance-vie, lump sum or DCA: how to make the most of a windfall in France in 2026.

Analysis

If You Had Invested €1,000 in 2014

MSCI World: €2,600. S&P 500: €2,850. CAC 40: €2,100. Gold: €1,950. Livret A: €1,130. Real 2014-2024 numbers.

Tax

How to Declare Stock Market Income in France (2026)

PEA, CTO, assurance-vie, foreign accounts: what to declare, when, and how to avoid costly mistakes. Step-by-step guide for French investors.

Tax

7 Tax Mistakes Costing French Investors Thousands

Withdrawing from PEA too early, not opening PEA soon enough, ignoring the assurance-vie allowance: the real cost of France's most common investing tax traps.

Investing guides

Free beginner guides on PEA, ETFs, DCA and taxes — everything to get started right.

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